The Curator's Guide to Decumulation: How to Stop Saving, Start Spending, and Build a Living Legacy - Paperback

by Mircea Mihaescu (Author)

You saved. You invested. You compounded patiently for thirty years. And now, standing at the edge of retirement, you feel something no financial advisor prepared you for: the terror of watching the number go down.

The Curator's Guide to Decumulation is the book the financial industry never wrote - because the financial industry has no incentive to help you spend your money. It was built to manage it. Indefinitely.

Dr. Mircea Mihaescu spent three decades on the fintech frontier as a venture capitalist, software executive, and corporate innovation scout. He retired three times before he understood why the first two failed. This book is what he learned.

Part psychological field guide, part analytical framework, part permission slip - The Curator's Guide to Decumulation walks you through the real work of the final chapter: not the spreadsheets, but the mindset shift that makes the spreadsheets usable.

Inside, you will find:

• Why the habits that built your wealth are now working against you - and how to reprogram them
• How to navigate the financial advice industry without becoming someone's recurring revenue stream
• The five practices that separate the Curator from the Zombie Saver
• A framework for spending on what actually compounds: time, presence, and the people who matter
• How to build a living legacy - giving with warm hands, while you are still here to see it work

The pile was the ticket. You are at the show now.

It's time to lean in.